July 2024

When you’re buying a car, there’s more to the equation than just your monthly car payment. Once an eye-catching model has lured you into a dealership, insurance is the elephant in the room that comes into the picture. Interestingly, while financing a car, most buyers often wonder, “Can you finance a car without insurance?” The […]

Hard to fathom, but insurance has been ingrained in our world’s financial universe for over four millennia. From ancient Chinese merchants pooling their risk for shipments lost at sea, to Babylonian traders using loans to corner uncertainty, mankind’s quest to mitigate risk underscores the paramount role of insurance in our economic fabric. Delving into the

While weighing the pros and cons of leasing versus financing a vehicle, a key factor that emerges is the cost of insurance. The frequently asked question is, does it cost less to insure a leased vehicle than a financed one? The truth is neither leasing nor financing inherently offers cheaper insurance. It typically depends on

In the world of business, the financial strategy to cross the Rubicon is essential than ever, especially when the traditional financing methods are inaccessible. Here comes the bandwagon of in-house financing. Many are still veiled under the question, is this financial practice a hint of Renaissance or a steep economic cliff? Implementing in-house financing is

Imagine stumbling upon your dream home, with the price just right but your credit history standing as a wall between you and your dreams. Enter owner financing, a concept allowing people like you to buy a home without traditional bank loans. A significant 36% of Americans, as per the Federal Reserve, utilize this mode of

Often considered as an attractive option for accessing financing, in-house financing becomes a debatable topic when viewed from the lens of credit reporting. Is in-house financing reporting to credit? This compelling question is rooted in borrowers’ concerns about their credit scores and future financial prospects. The answer, however, is not as straightforward. While some in-house

Purchasing a house, undoubtedly, is one of the most significant financial decisions one gets to make. However, it’s reasonable to question – can you still finance a car after making such a hefty investment? Qualifying for a car loan after buying a house hinges on a variety of factors, which primarily includes your debt-to-income ratio