50 Best Personal Finance YouTube Channels to Follow (Investing, Budgeting & Side Hustles)
When I first started taking my finances seriously, I made the mistake of thinking I needed to read dozens of books before I could understand investing, budgeting, taxes, or building wealth.
The reality was much simpler.
Some of the best financial education I found was completely free on YouTube.
Whether you’re a complete beginner or already building wealth, these are some of the best personal finance YouTube channels in no particular order.
1. Graham Stephan
Subscribers: Approximately 5 million+
If I could only recommend one finance YouTube channel for beginners, this is probably one of the best personal finance YouTube channels.
A former real estate agent turned entrepreneur and investor, Graham built his channel around practical money advice that’s easy to understand. Instead of overwhelming viewers with complicated investing strategies, he explains topics in plain English.
Even if you’ve never invested before, you’ll likely understand the concepts after watching a few videos.
Best for: Beginners learning personal finance, real estate and investing.
Why subscribe?
Graham uploads consistently, explains financial topics clearly, and balances educational content with commentary on current financial news. His channel is an excellent starting point for anyone who wants to become more financially literate.
2. The Money Guy Show
Subscribers: Approximately 1.3 million+
If you’re looking for evidence-based financial advice rather than flashy headlines, The Money Guy Show is one of the best channels available.
Hosted by certified financial professionals Brian Preston and Bo Hanson, the channel focuses on long-term wealth building instead of chasing quick wins.
Their famous Financial Order of Operations (FOO) framework has helped thousands of viewers understand exactly where each dollar should go.
Best for: Long-term investors and anyone planning for retirement.
Why subscribe?
Unlike many finance influencers, much of their advice is grounded in decades of professional financial planning experience, making the content practical and trustworthy.
3. Get Money Saving
I had to include our own YouTube channel in here as well!
The Get Money Saving YouTube channel goes through videos about finances, improving spending habits, side hustles, and budgeting while offering practical solutions.
Watching these videos feels great as it mixes entertainment with education.
Best for: Budgeting, side hustles, and improving spending habits.
Why subscribe?
The content feels authentic because every video discusses real world problems while making the content engaging.
4. Humphrey Yang
Subscribers: Approximately 1.8 million+
Humphrey Yang excels at explaining complicated financial topics in a simple, visual way.
Whether he’s breaking down inflation, explaining the stock market, or discussing taxes, his videos are concise and beginner-friendly.
His channel covers:
- Investing
- Economics
- Money psychology
- Personal finance
- Current financial events
Best for: Visual learners and beginners.
Why subscribe?
His explanations are short, engaging, and incredibly easy to follow, making complex financial concepts much less intimidating.
5. Andrei Jikh
Subscribers: Approximately 2.4 million+
Andrei Jikh combines investing education with storytelling.
He’s particularly well known for his videos on:
- Stock portfolios
- Passive income
- Cryptocurrency
- Wealth building
His production quality is among the best on YouTube, and he explains investing in a way that’s entertaining without sacrificing educational value.
Why subscribe?
If you’re interested in dividend investing or building passive income through investing, Andrei offers some of the most engaging content available.
6. Ramit Sethi
Subscribers: Approximately 1.1 million+
Ramit Sethi has become one of my favorite personal finance educators because his advice focuses less on extreme frugality and more on building what he calls a “Rich Life.” Instead of obsessing over skipping coffee or cutting every expense, he teaches people how to earn more, automate their finances, and spend confidently on the things they genuinely enjoy.
His videos cover topics like negotiating higher salaries, investing for retirement, managing debt, buying a home, and improving money habits. He also interviews real couples and walks through their finances, showing where they struggle and how they can improve.
Best for: Professionals who want to build wealth without sacrificing their lifestyle.
Why subscribe?
Ramit’s practical approach to money feels refreshing. He focuses on long-term financial success and psychology rather than quick fixes.
7. Minority Mindset
Subscribers: Approximately 2 million+
Jaspreet Singh created Minority Mindset to teach financial literacy in a way that’s entertaining and easy to understand. His mission is to help people escape the traditional paycheck-to-paycheck lifestyle by learning about investing, entrepreneurship, and wealth creation.
His channel regularly discusses stock market investing, real estate, business ideas, inflation, taxes, and economic news.
One thing I like about Jaspreet is that he encourages viewers to think differently about money instead of simply following conventional advice.
Why subscribe?
The content is educational, motivational, and consistently challenges viewers to think like investors instead of consumers.
8. WhiteBoard Finance
Subscribers: Approximately 1.2 million+
If you’re someone who learns visually, WhiteBoard Finance is one of the easiest channels to follow.
Marko uses hand-drawn whiteboard illustrations to explain complex financial concepts in simple language such as:
- Real estate
- Budgeting
- Taxes
- Personal finance
- Passive income
Instead of overwhelming viewers with financial jargon, every topic is broken down into small, digestible lessons.
Best for: Complete beginners.
Why subscribe?
Few channels explain complicated financial concepts as clearly as WhiteBoard Finance.
9. The Plain Bagel
Subscribers: Approximately 1.2 million+
Richard Coffin, a Canadian investment professional, runs The Plain Bagel.
His videos focus heavily on evidence-based investing rather than hype.
You’ll rarely see clickbait titles or promises of getting rich overnight.
Instead, he explains:
- ETFs
- Index funds
- Market crashes
- Investing mistakes
His calm, analytical style makes him one of the most trustworthy voices on YouTube.
Best for: Investors looking for balanced financial education.
Why subscribe?
His content is grounded in real investment principles instead of speculation.
10. Erika Kullberg
Subscribers: Approximately 2.5 million+
Erika Kullberg is best known for helping consumers save money through credit card benefits, travel rewards, and financial hacks.
As a lawyer and personal finance creator, she explains financial topics that many people overlook, including consumer protection laws and hidden banking perks.
You’ll also find videos covering:
- Credit cards
- Investing
- Saving money
- Travel rewards
- Personal finance tips
Best for: Saving money and maximizing everyday spending.
Why subscribe?
She consistently uncovers money-saving opportunities most people don’t know exist.
11. Nate O’Brien
Subscribers: Approximately 1.6 million+
Nate O’Brien became popular by documenting his own financial independence journey.
Rather than encouraging flashy lifestyles, he focuses on minimalist living, investing consistently, and building wealth slowly over time. He mainly talks about things like investing, passive income and side hustles.
Best for: People interested in financial independence.
Why subscribe?
His advice is realistic, practical, and refreshingly free from hype.
12. Mark Tilbury
Subscribers: Approximately 8 million+
Mark Tilbury has become one of the biggest finance creators on YouTube.
The awesome thing about Mark is that he is successful entrepreneur himself. He founded and runs Century and Model World which sell hobbyist and remote controlled electronics. His content contains practical advice on building businesses, investing and wealth creation.
His videos are highly engaging and often combine storytelling with practical lessons.
Best for: Young entrepreneurs.
Why subscribe?
He makes business and investing easy to understand while keeping videos entertaining.
13. Your Rich BFF (Vivian Tu)
Subscribers: Approximately 1 million+
Vivian Tu simplifies money for people who may never have received financial education growing up.
Her background on Wall Street allows her to explain things about taxes, credit scores and banking without making her audience feel intimated.
Best for: Millennials and Gen Z.
Why subscribe?
Makes finance approachable and relatable.
14. BiggerPockets
Subscribers: Approximately 1.4 million+
Anyone interested in real estate investing should subscribe to BiggerPockets.
The channel features interviews with experienced investors covering and they go through everything real estate such as house hacking, BRRRR investing and financing.
- Rental properties
- House hacking
- BRRRR investing
- Property management
- Financing
Best for: Beginner real estate investors.
Why subscribe?
It’s arguably the largest educational community dedicated to real estate investing.
15. CNBC Make It
Subscribers: Approximately 2.8 million+
CNBC Make It profiles entrepreneurs, millionaires, side hustlers, and everyday people who have transformed their finances.
I particularly enjoy their “Millennial Money” series because it provides realistic insight into how people budget and spend.
Best for: Motivation and financial inspiration.
Why subscribe?
The channel combines storytelling with practical money lessons.
16. Dave Ramsey
Subscribers: Approximately 3.3 million+
Whether you agree with all of Dave Ramsey’s advice or not, there’s no denying his influence in the personal finance world.
His content has people calling into the show and Dave Ramsey giving them advice, often telling them they’re stupid, but in a good way!
His channel focuses heavily on paying off debt, budgeting and avoiding credit card debt.
Best for: People struggling with debt.
Why subscribe?
Millions have used Ramsey’s Baby Steps to regain control of their finances.
17. Earn Your Leisure
Subscribers: Approximately 1.8 million+
Earn Your Leisure blends investing, entrepreneurship, and financial literacy with interviews featuring successful business leaders and investors.
It’s particularly valuable for viewers interested in building wealth through multiple income streams.
18. ClearValue Tax
Subscribers: Approximately 2.4 million+
Brian Kim simplifies tax updates, stimulus news, inflation, Social Security, and government financial programs.
His videos are particularly useful during tax season.
19. New Money
Subscribers: Approximately 900,000+
New Money specializes in investment case studies and breakdowns of famous investors like Warren Buffett and Charlie Munger.
20. PensionCraft
Subscribers: Approximately 900,000+
Excellent channel covering investing, portfolio construction, ETFs, and economic analysis.
21. ChooseFI
Subscribers: Approximately 180,000+
Dedicated to financial independence, early retirement, and intentional living.
22. Rose Han
Subscribers: Approximately 850,000+
Rose documents her journey toward financial independence while sharing investing and budgeting advice.
23. Humphrey Talks
A second channel from Humphrey Yang focused on interviews and long-form discussions around business and money.
24. The Financial Diet
Subscribers: Approximately 1.1 million+
This channel focuses on everyday money management, budgeting, career advice, and lifestyle design, making it especially appealing to young professionals.
25. Our Rich Journey
Subscribers: Approximately 600,000+
Hosted by a couple who achieved financial independence and retired early, Our Rich Journey shares practical advice on investing, saving, and building long-term wealth.
26. The Financial Wolf
This channel focuses on practical investing, wealth-building habits, and personal finance strategies aimed at helping viewers grow their net worth steadily over time.
27. Ryan Scribner
Ryan Scribner has built one of the most respected investing channels for beginners. His content is practical, easy to follow, and focuses on helping everyday people build wealth through long-term investing rather than trying to get rich quickly.
What I appreciate most is that Ryan explains concepts without assuming you already know investing terminology. If you’ve never bought your first ETF or opened a brokerage account, his tutorials make the process much less intimidating.
Best for: Beginner investors.
Why subscribe?
Ryan focuses on realistic wealth building strategies that anyone can follow, making his channel an excellent starting point for new investors.
28. Investing Simplified
As the name suggests, this channel breaks investing into bite-sized lessons that are easy for beginners to understand.
Instead of chasing stock picks, the channel teaches viewers how to become confident long-term investors.
Best for: Complete beginners.
Why subscribe?
The lessons are short, practical, and designed for people who want to understand investing rather than speculate.
29. Joseph Carlson
Subscribers: Approximately 450,000+
YouTube: https://www.youtube.com/@JosephCarlsonShow
Joseph Carlson has built a loyal audience by documenting his own investment portfolio over many years.
Rather than simply talking about investing, he regularly shares:
- Portfolio updates
- Dividend income
- Company analysis
- Long-term investing strategies
- Stock market commentary
Watching someone invest real money provides valuable insights into how experienced investors think.
Best for: Dividend investors.
Why subscribe?
Joseph’s transparency and long-term mindset make his advice highly credible.
30. Everything Money
Everything Money focuses on value investing and company analysis.
The hosts teach viewers how to evaluate businesses using financial statements instead of hype.
Best for: Investors interested in analyzing companies before buying shares.
Why subscribe?
The channel teaches investing based on numbers rather than emotions.
31. Ale’s World of Stocks
Subscribers: Approximately 300,000+
Ale’s World of Stocks focuses primarily on growth investing and stock market education.
Best for: Investors interested in technology and growth companies.
Why subscribe?
Ale explains company fundamentals in a way that’s accessible without oversimplifying.
32. Ali Abdaal
Subscribers: Approximately 6.5 million+
Although Ali Abdaal isn’t exclusively a finance creator, he’s one of the best YouTubers to follow if you’re interested in increasing your income. He became a content creator while still working as a doctor in the NHS and eventually quit to become full time content creator.
His content covers productivity, creating digital products, entrepreneurship and freelancing.
Ali has built multiple successful businesses alongside his YouTube channel, so much of his advice comes from personal experience.
Best for: Online business and creator economy.
Why subscribe?
If you’re interested in earning more rather than simply saving money, Ali’s content is incredibly valuable.
33. Codie Sanchez
Subscribers: Approximately 1.4 million+
Codie Sanchez has become famous for teaching people how to buy boring businesses like car washes, laudromats and vending machines.
She also interviews successful entrepreneurs who’ve built wealth through acquisitions.
Best for: Entrepreneurship and finding boring business.
Why subscribe?
Codie introduces viewers to wealth-building opportunities that most people overlook.
34. Noah Kagan
Subscribers: Approximately 1 million+
Noah Kagan, founder of AppSumo, shares practical advice on building businesses, increasing income, and validating side hustle ideas.
One thing I enjoy is that Noah often documents his own experiments rather than simply teaching theory.
Best for: Entrepreneurs and side hustlers.
Why subscribe?
His content is action-oriented and filled with practical business lessons.
35. UpFlip
Subscribers: Approximately 1.8 million+
If you’re searching for real business ideas, UpFlip should absolutely be on your list.
Instead of discussing hypothetical businesses, the channel interviews owners of successful companies, revealing how they started and how they grew.
You’ll find businesses ranging from pressure washing to coffee shops and cleaning companies.
Best for: Small business ideas and real life case studies
Why subscribe?
Few channels provide this level of transparency into real businesses.
36. My First Million
Hosted by Sam Parr and Shaan Puri, My First Million explores business opportunities, side hustles, investing, and startup ideas.
The conversations are engaging and often uncover trends before they become mainstream.
Best for: Entrepreneurs and investors.
Why subscribe?
The hosts constantly generate creative ideas for making money online and offline.
37. Chris Invests
Chris focuses on investing, financial independence, and long-term wealth building.
His videos explain investment concepts using simple language while documenting his own investing journey.
Best for: Beginner investors.
Why subscribe?
The content is transparent, educational, and relatable.
38. Rebel Finance School
This channel focuses on helping ordinary people improve their finances through better investing, saving, and money habits.
Many of the videos also cover financial independence and building passive income.
Best for: Everyday investors.
Why subscribe?
The teaching style is practical and beginner-friendly.
39. Side Hustle Nation
Subscribers: Approximately 120,000+
Hosted by Nick Loper, this channel is dedicated to helping people start and grow side hustles including blogging, print on demand and AI side hustles.
Many episodes feature interviews with entrepreneurs who share exactly how they built profitable businesses.
Best for: Anyone looking to earn extra income.
Why subscribe?
The channel provides realistic, actionable side hustle ideas backed by real success stories.
40. Income School
Subscribers: Approximately 250,000+
Income School specializes in building niche websites, blogging, SEO, and affiliate marketing.
If you’re interested in creating a blog that earns affiliate income, this is one of the best educational channels available.
Best for: Blogging and affiliate marketing beginners.
Why subscribe?
The channel focuses on long-term, sustainable online businesses rather than quick-win tactics.
41. Ben Felix
Subscribers: Approximately 500,000+
Ben Felix is one of the most respected voices in the investing community because every video is backed by academic research rather than opinions or market speculation. As a portfolio manager, he explains investing using evidence-based principles and frequently references studies from leading economists and financial researchers.
If you’ve ever wondered whether dividend investing is better than growth investing, or whether you can beat the market, Ben has likely made an in-depth video explaining the research behind it.
Best for: Serious long-term investors.
Why subscribe?
If you prefer facts over hype, Ben Felix is one of the most trustworthy investing educators on YouTube.
42. Patrick Boyle
Subscribers: Approximately 1.5 million+
Patrick Boyle is a former hedge fund manager who has an incredible ability to explain complicated financial events in simple language.
Unlike sensational financial news channels, Patrick takes a calm, analytical approach and explains why events happen instead of simply reporting headlines.
Best for: Investors who want to better understand financial markets.
Why subscribe?
His combination of professional experience and storytelling makes even complicated financial topics enjoyable to watch.
43. The Swedish Investor
If you enjoy reading books about investing but don’t always have the time, The Swedish Investor is a fantastic resource.
The channel summarizes some of the greatest investing books ever written, including classics by Warren Buffett, Benjamin Graham and Charlie Munger.
Instead of simply summarizing the books, each video highlights practical lessons you can immediately apply to your own finances.
Best for: Investors who enjoy learning from legendary investors.
Why subscribe?
The book summaries are clear, concise, and packed with actionable investing advice.
44. The Compound
Hosted by Josh Brown and Michael Batnick, The Compound offers one of the most entertaining takes on investing and financial markets.
Their conversations are informative while still feeling relaxed and conversational.
45. Two Cents (PBS)
Produced by PBS Digital Studios, Two Cents focuses on helping viewers build strong financial habits from the ground up.
Every video is professionally produced, engaging, and beginner-friendly.
46. Mark Moss
Subscribers: Approximately 900,000+
Mark Moss focuses on macroeconomics, investing, Bitcoin, inflation, and global financial trends.
His content explores how government policies, inflation, and monetary systems affect personal wealth.
Whether you agree with every viewpoint or not, his videos encourage viewers to think critically about the economy.
47. Jarrad Morrow
Jarrad Morrow shares practical advice on investing, budgeting, and building long-term wealth.
48. Nischa
Nischa is a former investment banker turned YouTuber who talks about personal finance, investing and good money habits.
49. BiggerPockets Money
While BiggerPockets is famous for real estate investing, the BiggerPockets Money channel focuses on helping people achieve financial independence through smarter money management.
The hosts regularly interview individuals who have successfully reached financial independence, providing practical lessons from real-life experiences.
50. BiggerPockets
Subscribers: Approximately 1.5 million+
If you’re interested in building wealth through property, BiggerPockets is one of the best real estate investing resources available on YouTube.
Many interviews include complete financial breakdowns, giving viewers a realistic look at the challenges and rewards of investing in real estate.
Final Thoughts
One of the best things about YouTube is that you don’t have to rely on a single creator. In fact, I recommend subscribing to a mix of channels that cover different aspects of personal finance.
The more perspectives you expose yourself to, the better equipped you’ll be to make informed financial decisions. Just remember that no YouTuber has all the answers. Use these channels as educational resources, continue doing your own research, and choose the strategies that align with your financial goals and risk tolerance.
Kieran is the Lead Writer and co-founder at Get Money Saving. He holds an MA in Economics and specializes in making personal finance and investing accessible to everyone. A firm believer that anyone can build wealth with the right habits, Kieran spends his time researching UK-specific money hacks and mastering his serve on the table tennis court.
